In the Interests of the People 2022

We are back! After a 10 month gap, Economist John Adams and Analyst Martin North return to the studio to examine the current state of play of the election campaigns and more broadly where Australia is headed. How can we unleash the true potential for the country? We need new blood and new ideas... Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

In early 2021, Adams and North covered in a few episodes a series of problems with unallocated and pool allocated silver and that such products are little understood by retail investors. During the course of March and April 2021, Adams was active on social media and YouTube calling out the problems with unallocated and pool allocated products. Adams’ criticism moved beyond Perth Mint and targeted other companies such as Kitco Metals Inc. – Canada’s largest bullion dealership. In late April 2021 (a year ago), Kitco through their Sydney based lawyers Dentons – sent a Cease and Desist notice and thus a legal battle ensued. This show brings the audience up to date with this because this was a hot topic last year and some members of the audience contributed to a legal defence fund that he had set up. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Economist John Adams and Analyst Martin North examines the latest CPI figures, and importantly considers the consequences for households and RBA policy. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Adams and North do not shy away from the uncomfortable conversations. In March 2021, ITOP did a show titled: “Dark Australian Forces Refuse to Save the Children”. In this particular program, we covered the allegations which former Senator Heffernan made in Senate Estimates in 2015 In these past few years, this issue has become a major deal among a large section of voters even though the Federal Parliament and the mainstream media refuse to cover the issue. The allegations of a systemic cover-up of criminal activity involving children are perhaps the most serious of allegations one can make. In the past few years, the Heffernan videos has spread on social media like wildfire and caused significant concerns. The Federal Parliament and the mainstream media honestly doesn’t appreciate how significant this issue is among ordinary Australian voters. Unfortunately, this issue is not going away and the longer the Heffernan allegations go unanswered, the more these allegations will continue to fester and cause widespread mistrust of Australia’s institutions and undermine democracy and the rule of law. Adams and North have some news to cover on this. In the past week, Adams has spoke with two senators on this issue – one Coalition Senator and one Non-Coalition Sentaor. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things....

The most important set of economic questions facing the Australian people is inflation, interest rates and mortgage/financial stress. The recent release of the Consumer Price Index by the Australian Bureau of Statistics at officially 5.1% and the subsequent raising of interest rates by the RBA is now the main conversation which many Australian families are having. With only one interest rate there is already a sea change in the sentiment in both the property market, shares and cryptocurrencies. Many Australians with significant debts are now quite nervous about what does the future hold. Analyst Martin North and Economist John Adams discuss.... Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

In today’s episode Adams and North will speak about the religion of cryptocurrencies. The belief of cryptocurrencies has reached a religious cult status. Because we will speak ill of it, Adams and North will no doubt face a torrent of criticism. The purpose of today’s episode is to ask whether cryptocurrencies are the golden calf of the modern age and whether millions of people around the earth have been swept up in a false religion? Also, are these same people facing financial peril by believing in a false prophet? What the purpose of cryptocurrencies? Who is Satoshi Nakamoto and why did they emerge after the 2008 GFC financial crisis? Why would the NSA write whitepapers about cryptocurrencies back in the mid-1990s? Is this a legitimate technology or have the people in the world been sucked into grand scheme of the global elite? Is the development of the digital economy and the cashless society a natural evolution or are being pushed into a uptopian future without fully realising it? https://www.youtube.com/watch?v=0hLjuVyIIrs Edward Snowden with the Guardian https://www.youtube.com/watch?v=mJHvSp9AKYg Good Will Hunting Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

The 2022 election will make very little difference to the economic challenges facing history. Two episodes ago, Adams and North warned of this and said that the political decision to defend the debt and property bubble is a shared political consensus between the ALP and the Coalition. So our previous analysis/forecasts still stand. Adams believe that Labor’s higher Government spending than the Coalition is likely to add additional inflation pressure than otherwise be the case. Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Next week Australian households will be looking closely at the RBA and waiting to see what interest rate increase they will announce. With the economic growth and wages data out this week, ANZ has joined Westpac calling for a 0.4% increase to 0.75%, while CBA and NAB have kept to their call for a 0.25%. Stephen Koukoulous has called for a 0.65% increase next week, follow-up by two rounds of 0.5% increases. Some are even calling for a 0.85% increase in the official cash rate next week. These increases are a complete sea change to monetary policy in recent years. Prior to the raising of the cash rate in May 2022, the last such increase was in November 2010 – i.e., a 12 year gap which for many Australians is a lifetime ago (especially for new entrants to the housing market). Market economists are now calling for aggressive moves from the RBA given that the RBA kept official interest rates too low for too long. Importantly, no one at the RBA has a precise understanding as to what the impacts will be interest rate increases will be as outlined in the minutes of the RBA board meeting. Even, with respect to the US Federal Reserve, there is significant uncertainty as to what are the impacts of their current monetary tightening campaign. For many people within the establishment, there is little recognition and acknowledgement of Martin North’s DFA dataset. Time will ultimately be the judge as to how many and how much interest rate rises will households be able to absorb before it becomes too much to bear. https://www.adamseconomics.com/post/australia-s-fake-quantitative-tightening-program Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Yesterday, the RBA raised its official cash rate by 0.5% to now sit at 0.85%. This increase was above market expectations and was the RBA has signalled that more rate rises are coming. This is particularly so given that the RBA has signalled that inflation is expected to go higher, not lower in the coming months. Adams and North in the past two months have been warning that rates will go up, however, the key question is now how much pain is the RBA willing to inflict before it becomes too much and they need to stop. This is the 64 million question which no one is able to forecast – including the RBA board. The RBA Board signalled that the one areas that they remain unsure are households and what impact will rising interest rates have on consumption. However, one of the most critical points that has emerged from the mainstream media coverage is that many people don’t accept the level of mortgage and rental stress outlined in the DFA dataset set. North suggests that mortgage stress is at 43% which would signify a major economic problem – however, the banks and market economists suggest that Australian households are in a strong position to handle these jobs. As Adams and North mentioned in the last show – there will be a certain percentage of Australian households who will be sacrificed and they will go to the wall. There will be no compassion to these particular households. Especially those who have purchased in during 2022 and who likely took a variable mortgage - these are the sheep that will go to the slaughter. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

On Friday, the exposing of the monstrous lie that inflation has peaked was a game changer. The reaction in the markets was a swift and fundamental economic and financial market relationships altered. US Inflation for May 2021 came in at 1% for the month vs expectations of 0.7% or 8.6% vs expectations of 8.3%. CPI came in at 0.6% for the month vs expectations of 0.5% or 6.0% versus expectations of 5.9%. Over the weekend, there is a lot of more chatter that inflation is going to continue going higher – including on mainstream financial channels such as CNBC – over the coming months. This has put immediate pressure on the US Federal Reserve who meets on Tuesday-Wednesday US time to be more aggressive in rising rates. This could include by raising rates by 75 or 100 basis points. It is important to note that quantitative tightening is expected to commence this week. The exposing of the monstrous lie that inflation has peaked has now resulted in a breakdown of the financial system. All three risks inflation risk, credit risk and liquidity risk are now all coming into play. There will be more pressure on central banks to deal with inflation risk – if they do, this rises credit and liquidity risks – which can easily result in markets freezing and economic agents (households, corporations, banks and government) defaulting on debt. A material credit and liquidity risk event can easily plunge the financial system into a new financial crisis. Any attempt to prevent this will lead to soaring stagflation – with a major crash in the share market and cryptocurrencies. The timetable for the pivot (which Adams is anticipating) has just dramatically quickened. All eyes on what the FOMC does on Wednesday, US time. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

In the past 3 days since our last IOTP episode, events in the market are moving extremely quite rapidly. Especially in the bond market, bond yields have been increasing 0.3% to 0.5% per day which was threatening the global debt bubble. In the past few days, we saw liquidity risks events manifesting and rising credit risks which has spooked many investors. This occurred in both the developed and developing world – such as Turkey which was this week credit default swap rates reach a 19 year high. Much of these moves were in anticipation of the US Federal Reserve’s FOMC which happened in the past 8 hours. In response to rising inflation and inflation expectations data, the FOMC increased interest rates by 0.75% the largest one meeting increase since 1994. The FOMC has also foreshadowed that interest rates will rise by another 0.5% to 0.75% in July 2022 and that its QT program will continue as previously announced. Today’s actions of the US Federal Reserve and their expected actions going forward are likely to continue to raise credit and liquidity risks both within the USA as well as globally. If continued unabated – the liquidity or credit crisis will eventuate very quickly. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Events in the global economy continues to evolve at lighting pace. New news is coming out by the hour which explains where the global economy is going and it is not a good place. Given what has happened in the past few days it is again important that Adams and North come back and provide a further update on critical events happening in the global economy. It is imperative that our viewers understand the concept which Adams and North outlined two shows ago about the dichotomy between inflation/interest rate versus liquidity and credit risk. It is imperative that viewers look up the meaning to ensure that they understand the different between a default on debt and when a entity or market has insufficient cash or an inability to convert assets into liquid cash. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

With the RBA now tightening interest rates, what is critical to understand when the RBA will officially surrender to inflation is to look at forward leading indicators. When it comes to the property market, Adams and North think there are three indicators which need to be paid close attention to, which are: o Consumer Confidence; o New property starts (something which Adams and North will come back to); and o Property listings. Today, Adams and North are going to focus on residential property listings for Sydney and the surrounding regional suburbs using data from SQM Research. Property listing data is a better forward leading indicator than credit, because vendors list their properties on the market before buyers and borrowers purchase property. We should note in a previous show, Adams indicated that the three areas of the property which are likely to crack first are: o New housing estates; o Commercial property; and o Residential investor property. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

God is supposed to be all knowing and mere humans are required to religious houses of worship in order to obtain wisdom. In today’s episode, Adams is committing blasphemy by exposing that Australia’s living God – the RBA Governor Phillip Lowe – has little idea as to what he is doing. In the past 2 weeks, Adams has gone to the monetary house of worship, the RBA and asked them a range of detailed questions as to determine what extent do they understand the impact of their monetary policy decisions on Australian households – especially in a situation that we have the largest hyper debt bubble in Australian history. Unfortunately, in their most recent email, the RBA has expressed dissatisfaction at the number of questions I am posing! They obviously don’t like scrutiny. What Adams has picked up from the email correspondence is that the RBA does not have a good real-time gage over disaggregated household cash position and thus, in the view of Adams, they are largely flying blind as to the real position of households and what the impact of monetary policy will be. This is critical to know if you are basing your financial decisions on the statements of the RBA. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Adams has two special seminars coming up in Adelaide and Newcastle on 13 July 2022 and 20 July 2022 if anyone is interested. Adelaide: https://www.eventbrite.com.au/e/370494909247 Newcastle: https://www.eventbrite.com.au/e/371265634507 In the past few shows, Adams and North have documented that several governments and central banks have already surrendered to the inflation monster – including the Bank of Japan, the ECB and the Bank of England. Adams noted that it was a matter of time until US Federal Reserve surrenders as well – despite their tough talk of fighting inflation and tightening monetary policy. If we cast our mind back over the past two years and we see a Fed Chairman either who has been lying or has no idea what he is doing. The US now finds itself officially in recession (which will be confirmed in the coming weeks) with the prospect of raging inflation (no peak in sight). The US Federal Reserve is expected to tighten monetary policy into a recession – a prospect now seen since 1974. The fight to combat inflation in 2022 is a greater task than 1974 and the US Federal Reserve has less wiggle room because the current debt bubble. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

This past weekend, the world witnessed Chaos and Revolution in Sri Lanka with the storming of Sri Lanka’s Presidential Palace. The Sri Lankan economy has collapse and this has resulted in societial chaos and a political revolution with the Sri Lankan president fleeing the country. Why did it happen? How is this relevant for Australia? The lessons for Australia are very real and Adams and North will come back to Australia’s foreign debt problems in the coming months. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

This week, we saw significant developments in both inflation, interest rates, bond yields and financial instability. Inflation is still running red hot and some central banks are putting an aggressive stance to combat this inflation through aggressive interest rates rises, however, the real test of central bank resolve is soon approaching. Adams suspects much faster than what people anticipates. Adams believes that the central bank pivot is coming because the implications of the debt bubble unravelling go beyond just economics, as in the case in Sri Lanka political and social stability are also at risk. The ruling elite will be looking at Sri Lanka and be extremely nervous about chaos and revolution in their own countries and whether they are at risk of losing political power or even worse – risk of imprisonment or assassination. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Adams and North are back. The past two weeks, Adams has been hosting seminars in Adelaide and Newcastle and they have been sold out events. The next seminar as part of his national road show will be in his home town of Wollongong on 18 August 2022 at City Diggers! https://www.eventbrite.com.au/e/staying-free-in-a-dangerous-world-australia-is-sailing-into-the-abyss-tickets-390438260347 The event is selling out fast and we have local celebrity and commercial radio announcer Maje Saba coming to MC the event. A link to the tickets can be found in the YouTube links. Adams is intending to go to other parts of Australia in the weeks/months to come. The economic establishment who in 2019 said there is no problem with debt and there was no debt bubble are now saying that they are concerned with rising interest rates to respond to inflation. Christopher Joye knows that the house of cards can come down and this is why he is jumping up and down about aggressive rising interest rates. At the end of the day, Adams has been more correct about the dangers of debt, the impact of stimulus and the role that Australia’s foreign debt would have. Choosing between protecting the debt or saving the Australian dollar is rapidly becoming a major decision point for Australian policy makes. Christopher Joye dismissed my concerns as an expert in search of a headline! 3 years on and now Christopher Joye has changed its tune. Last week, Joye wrote an extraordinary article calling the RBA “Inflation Nutters”! That they are raising rates too aggressively. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

This week Australia’s living God made international headlines by declaring a research project into crypto currencies. The Digital Finance Cooperative Research Centre (DFCRC) on a research project to explore use cases for a central bank digital currency (CBDC) in Australia. https://www.rba.gov.au/media-releases/2022/mr-22-23.html The RBA announce coincides with the announcement by the Senate Select Committee on Australia as a Technology and Financial Centre. Australians need to ensure that the RBA and the Federal Parliament does not impose totalitarian control through the Central Bank Digital Currency. Australia is headed down a path with little democratic consent and there is a lot of uncertainty were public policy is going in Australia. There is a possibility that CBDCs will improve economic life in Australia, but there is also a possibility that it may not. The RBA cannot be allowed to alter economic life in Australia without a democratic mandate. The Prime Minister and Treasurer need to explain why CBDCs are being developed in Australia and what is the public policy case. The Australian people must ensure that physical cash is never eliminated and that freedom and privacy remains the corner stone of Australia’s payment system and economic life. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

This week Adams went to Canberra in a whirlwind sweep of the Federal Parliament to discuss a variety of topics. Adams had the opportunity to speak to people within the Coalition, Labor, the UAP and One Nation. Adams had a number of very frank conversations about the nature of Australia’s economic problems. In total, Adams had more than a dozen meetings over the course of 2 days with political figures and the media. Australia is in the biggest economic mess since becoming a country. Politics is stopping sensible discussion of our national problems and the considering of the correct policy solutions. So in fear of the Australian people, politicians believe that as a community, the debt bubble is not able to be discussed. The position of some in Parliament is that the unvarnished truth and common sense is beyond the Australian people. Accordingly, democracy is the problem. This was foretold centuries ago. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

What has become of our country? We have learnt that Australia for the past two years have had a secret government behind our backs and even behind the backs of the Ministers of the Crown. Adams was beyond gobsmacked to learn that Scott Morrison had secretly appointed himself the Minister in 5 portfolios behind the backs of his ministers including the: o Ministry of Health; o Ministry of Finance; o Ministry of industry; o Ministry of Resources. This was somehow done without the Governor-General in some cases and in other cases with the Governor-General! The Governor-General participated in a conspiracy of appointing ministers in secret without evening informing the substantive ministers or the Palace! It is essential that Australians remember that we have a dual constitutional system: o A written constitution (influence from America); and o Convention (influence from Britain). Convention is an essential part of how our parliamentary system actually works. Parliamentary practice has been developed over the course of centuries and people have literally died and gone to civil war to develop our conventions and to ensure that the rights of Parliament and the Parliamentary system remains intact. Between the Governor-General, Morrison, Porter and some official inside the Department of the Prime Minister and Cabinet, Parliament, conventions and have been trashed. Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Adams and North have uncovered an absolute scandal with one Australian bank Suncorp pushing microchipping propaganda onto its customers. This is another attempt at pushing programming on the general population to embrace a dark totalitarian world where individual freedom is surrendered to Big Government, Big Business and Big Tech. Adams and North fought the Morrison Government $AUD 10,000 cash transaction ban because we want to conduct our affairs without government or corporate detection. Microchipping by banks and other financial institutions is an absolute assault on our freedom and human dignity. In the past 48 hours, a Suncorp customer by the name of Lisa sent the email from Suncorp to Adams. In this communication, Suncorp sought to ask their customers about their views about microchipping and whether this an acceptable practice. There is no legitimate reason why any Australian bank would be pushing human microchipping. The last thing we need in Australia is either Government or the private sector monitoring and tracking what individuals do and where they go. This is the slow creep into totalitarianism and a movement away from liberal democracy which protects individual rights. Australians must resist all propaganda efforts at surrendering our liberty and sovereignty. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Following our last show about the Suncorp, Adams and North have more to say about microchipping. It appears that microchipping appears to be on the global agenda and this obviously is a dangerous phenomenon which is likely to be an ongoing assault on the rights and liberties of the Australian people. These suggestions of microchipping are the slow process of acceptance through soft propaganda. In the words of the KGB, this is ideological subversion or psychological warfare. If we are to have our rights protected moving forward, the Australian people need to say no and we need to get in the face of the politicians – especially those who have an affiliation for the World Economic Forum. https://www.adamseconomics.com Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

John Adams is a complex creature, and there is much to tell about his recent quest. Having delivered "the package" which is potentially life-changing, we will in future shows begin the great reveal. This is a scene setting short show, ahead of the main event! Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can received bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

The next part of the John Adams quest in which we discuss how people are being ripped off by spurious investment schemes, and how the regulators are consistently asleep at the wheel. This is a problem not just here but in other western economies too. Investors beware! Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one-off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can receive bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Today is the second IOTP installment in our series of financial crime. In our last episode, Adams and North painted the scene that financial crime inflicts significant financial and human costs on the victims. We documented recent stories from both the UK and Australia as shown by BBC’s Panorama and the ABC’s Four Corners. We also show from both programs and from another clip that financial regulators such as the SEC, the FCA and ASIC have failed at their jobs to put a stop to financial crime and in particular intervene in the early pre-collapse stages. Today we are going to be spending more time on the performance of ASIC in responding to reports of alleged misconduct. If anyone would like to obtain a copy of the ASIC performance data or source documentation discussed in this episode, you can email John Adams at john@adamseconomics.com who can provide you with assistance. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one-off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can receive bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

This by any stretch of the imagine is the most important episode in the history of the channel. There are significant legal risks around this post that we have taken the unprecedented step of banning comments for this episode. This decision comes after receiving legal advice. There are potentially criminal and civil implications that need to be taken of. There will be some people who will think that this post is an absolute hoax. The truth is that this isn’t, this post is the real deal – it can’t get any more serious than this. Adams and North can confirm that this post is the truth, the whole truth and nothing but the truth. In our last episode, Adams and North spoke about ASIC’s performance with respect to its handling and management of reports of alleged misconduct. We highlighted the fact that based on ASIC’s own FY 20-21 financial numbers, the chance of getting an official investigation was only 0.74%. So it is a less than 1% chance. In this episode, we are going to show the audience what it actually takes to obtain an official ASIC investigation. In this episode, we are going to cover both the “QUEST” and the “PACKAGE”. John's gofundme: https://www.gofundme.com/f/john-adams-public-crusader-fund Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one-off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can receive bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

The next episode in "The Package" series as John Adams discusses his report on ASIC which will be used as a lever to get a Parliamentary Inquiry into their role, function and effectiveness.. Today is part 4 in our series on financial crime following on from our big reveal about the “package”. One point to make from our last show is that some of the audience was upset that IOTP didn’t give specifics about the Adams’ investigation and report of alleged misconduct to ASIC. It is an actual offence to obstruct or hinder a law enforcement investigation – including ASIC. Thus, IOTP has no choice but to allow the ASIC investigation to unfold and allow the facts and evidence to take investigators to where it naturally leads them. However, building on the last 3 shows, there is something proactive which IOTP and the public at large are able to pursue. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one-off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can receive bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things.... Caveat Emptor! Note: this is NOT financial or property advice!!

Today, Adams has officially released his independent 71-page independent ADAMS REPORT into ASIC’s handling of reports of misconduct. This is something we have been building towards in the past few shows and now it is official. https://www.abc.net.au/news/2022-10-06/corporate-watchdog-asic-investigates-less-than-1-per-cent-of-com/101498608 https://www.news.com.au/finance/business/other-industries/asic-slammed-for-investigating-just-1-per-cent-of-alleged-breaches-according-to-new-report/news-story/18478b55984ae852b3d9ce6d4d4e7afb https://www.youtube.com/watch?v=74RSLU2pI2g https://www.aph.gov.au/Senators_and_Members Adams burned the midnight oil last weekend finalising the report. On Monday, Adams sent the embargoed copy of the report to 20 mainstream media organisations with the original source documents and an excel spreadsheet with all of the calculations utilised in the ADAMS REPORT. Adams wanted to give the mainstream media 3 full days in which they could read the Adams report and verify the data, the calculations, the analysis and the claims. In much of what IOTP does relative to the mainstream media, we do the heavy lifting and back-up of analysis with original scholarship and insight. In the past 24 hours, Adams has sent his report and official letters to over 30 Federal Parliamentarians including all the members of the Parliamentary Joint Committee on Corporations and Financial Services as well as Senate Economics References Committee. Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics Or make a one-off contribution to help cover our costs via PayPal at: https://www.paypal.me/MartinDFA We also can receive bitcoins at: 13zBL1oRib9VJu8Uc9zUGNhxKDBBgUpDN1 Please share this post to help to spread the word about the state of things....

In 2019, the establishment attacked Adams and North for being conspiracy theorists when we dared to question the $10,000 cash transaction ban. Now they have a new attack against Adams – he is too simplistic! There is always a character flaw with Adams and North – either they are too crazy, too extreme, too stupid, too crass – they are not refined like the good people at the top of the ivory towers. But Adams and North in the past week have received a very strong response from viewers across Australia. There are plenty of people who have horror stories about financial crime or dealing with ASIC. The past week has reconfirmed the need for a parliamentary inquiry. What such an inquiry would achieve is to give people an opportunity to tell their horror stories of dealing with ASIC. The failures of ASIC respond to the cries for help from the Australian public would be the last thing that ASIC would want to hear and the fact that some of these stories would be told under parliamentary privilege would be extremely powerful and very damaging to the establishment. It is important that the Australian people tell their stories to Federal Parliamentarians so that they have a balanced perspective on ASIC’s performance. The only way to demonstrate that the Adams report is not simplistic is for the public to contact Federal Parliamentarians to let me know that the problems are very serious and require redress.